Direct Deposit

Save a trip to the bank!! With Direct Deposit your check is automatically deposited to your account. You have the security of knowing your check is in the bank even if you are out of town.

Direct Payment

Stop the hassle of writing checks every month. With Direct Payment, your bills are deducted automatically from your checking account.

Automatic Transfers

Automatic Transfers are a convenient way to transfer funds between your First National accounts on a scheduled basis.

Bank By Mail

For our customers who prefer to bank by mail, we provide bank by mail envelopes free of charge.

Night Depository

Our night depository is available for use any time. Depositories are located at the Altus, Bunker Hill, Hobart and Frederick offices.

American Express Travelers Checks

Traveler's checks are a safe way to carry money and may be purchased at all FNB locations. Two signature checks are available for an additional charge.

Cashiers Checks

May be purchased at any FNB location.

Wire Transfers

FNB can initiate or receive domestic and foreign wire transfers securely and confidentially. Fees may apply.

Safe Deposit Boxes

A safe and secure place for your important papers and valuables. Various size boxes are available for rent at most FNB locations.

U.S. Savings Bonds

We are an U. S. Savings Bond Agent. Savings Bonds may be redeemed at any office during normal lobby hours. To purchase savings bonds or for more information please visit:

Notary Service

Free notary service is available to our customers.

Introducing Free Watchdog Alerts

You can now set up Watchdog Alerts through Internet Banking.  It’s a great way to manage your accounts and your money.

We’ll send you an email, online message or a text message to your cell phone when…

          Your balance drops below an amount you specify.

          A specific check clears your checking account.

          A deposit is posted to your account.

          Any transaction is posted to your account.

Setting up a Watchdog Alert

Set up an Alert and we’ll send an email notification to you, based on your instructions.  The Alert will be sent to the personal email address that you provide or if you prefer it will be sent to you online through FirstNet Banking.

We also offer the option of having a text message sent to your cell phone.  If you prefer this option, you simply enter a cell phone related email address in the email address box.  Your standard text messaging fees, if applicable, would be charged by your cell phone provider.  Listed are some of the most common cell phone extensions in our area. If yours is not on this list, check with your cell phone company.

          US Cellular






You can set up and cancel Watchdog Alerts or delete a pending Alert at any time, through FirstNet Banking.  Just go to the messages section of your “Accounts” page.  Select “New” to set up a new message.  Click on “Messages” to manage existing messages.