Merchant Processing

Credit and debit card acceptance is essential in today's business environment. It is convenient for customers and cost-effective for you. Our rates are competitive, and we provide personal service to assist you in setting up your system.

Lockbox Processing

Your receivables come directly to First National Bank. This eliminates time delays and improves efficiency of processing your receivables.

Automated Clearing House (ACH) Processing

Improve efficiency and reduce the cost of check printing, storage and lost checks by utilizing First National Bank's ACH software. Use ACH for direct deposit of payroll or direct debit of receivables.

Night Depository

Our night depository is available for use any time. Depositories are located at all offices.

Cashiers Checks

May be purchased at any FNB location.

Wire Transfers

FNB can initiate or receive domestic and foreign wire transfers securely and confidentially. Fees may apply.

Safe Deposit Boxes

A safe and secure place for your important papers and valuables. Various size boxes are available for rent at most FNB locations.

U.S. Savings Bonds

We are a U.S. Savings Bond Agent. Savings Bonds may be purchased or redeemed at any office during normal lobby hours. For your convenience, you may also visit links for a connection to the savings bond web site.

Notary Service

Free notary service is available to our customers.

Introducing Free Watchdog Alerts

You can now set up Watchdog Alerts through Internet Banking.  It’s a great way to manage your accounts and your money.

We’ll send you an email, online message or a text message to your cell phone when…

          Your balance drops below an amount you specify.

          A specific check clears your checking account.

          A deposit is posted to your account.

          Any transaction is posted to your account.

Setting up a Watchdog Alert

Set up an Alert and we’ll send an email notification to you, based on your instructions.  The Alert will be sent to the personal email address that you provide or if you prefer it will be sent to you online through FirstNet Banking.

We also offer the option of having a text message sent to your cell phone.  If you prefer this option, you simply enter a cell phone related email address in the email address box.  Your standard text messaging fees, if applicable, would be charged by your cell phone provider.  Listed are some of the most common cell phone extensions in our area. If yours is not on this list, check with your cell phone company.

          US Cellular






You can set up and cancel Watchdog Alerts or delete a pending Alert at any time, through FirstNet Banking.  Just go to the messages section of your “Accounts” page.  Select “New” to set up a new message.  Click on “Messages” to manage existing messages.