Merchant Processing

Credit and debit card acceptance is essential in today's business environment. It is convenient for customers and cost-effective for you. Our rates are competitive, and we provide personal service to assist you in setting up your system.

Lockbox Processing

Your receivables come directly to First National Bank. This eliminates time delays and improves efficiency of processing your receivables.

Automated Clearing House (ACH) Processing

Improve efficiency and reduce the cost of check printing, storage and lost checks by utilizing First National Bank's ACH software. Use ACH for direct deposit of payroll or direct debit of receivables.

Federal Tax Deposits

We are designated by the Federal Government as a depository for Social Security and Federal Withholding Taxes.

Night Depository

Our night depository is available for use any time. Depositories are located at the Altus, Bunker Hill, Hobart and Frederick offices.

Cashiers Check/Money Orders

May be purchased at any FNB location.

Wire Transfers

FNB can initiate or receive domestic and foreign wire transfers securely and confidentially. Fees may apply.

Safe Deposit Boxes

A safe and secure place for your important papers and valuables. Various size boxes are available for rent at most FNB locations.

U.S. Savings Bonds

We are a U.S. Savings Bond Agent. Savings Bonds may be purchased or redeemed at any office during normal lobby hours. For your convenience, you may also visit links for a connection to the savings bond web site.

Notary Service

Free notary service is available to our customers.